Core Xtend Connect
More performance for your core banking system – modular, secure, future-proof
Banks today are challenged to accelerate the digitalization of their services to improve customer experiences. Many financial institutions still rely on core banking systems that, while offering stability, stifle innovation. Modernization, however, is complex and expensive. Core Xtend Connect bridges the gap between old and new: a solution for anyone wanting to implement modern banking functions without replacing their core banking system.
Why a change of thinking is necessaryWhen legacy systems block growth
New technologies like AI and embedded finance are rapidly transforming the market. At the same time, BaFin and the EU are increasing their demands for stability, transparency, and IT resilience. This creates a dilemma for many institutions: they must integrate digital services into their core banking system while simultaneously ensuring uninterrupted operations. Core Xtend Connect solves this challenge with an architecture that enables innovation without replacing the existing core banking system.
Our offer for youIntegration instead of exchange using a central control level
Core Xtend Connect is an add-on to existing core banking systems. The solution connects via APIs and creates a central control layer. Banks can deploy the connector modularly, for example, for account and card management, payment processing, onboarding, or connecting external partners. All modules run in a central operations cockpit, ensuring control and security.
At the same time, this eliminates the need to coordinate multiple vendors and complex projects. Core Xtend Connect covers the entire technology stack, from operational responsibility and the integration of external partners to the implementation of regulatory requirements.
The modular architecture gives financial institutions a choice between three options.
01
Ready to go quickly
Banks continue to use their existing core banking system. Core Xtend is integrated as middleware and extends the IT infrastructure with digital modules and API functionalities.
02
Future-proof
Banks are gradually replacing their legacy systems. Core Xtend Connect controls the new system via standardized interfaces.
03
Flexible
Greenfield banks use Core Xtend Connect from the outset as the central control layer for their core banking system.
At a glance The most important advantages
API Integration and AI Connectivity...
...for a seamless connection between legacy systems and modern fintech solutions.
Core Xtend Connect opens up your IT landscape using standardized APIs. This allows you to easily integrate new partners, applications, and AI-powered services without disrupting ongoing operations. This keeps your bank flexible, open, and future-proof.
Compliance & Risk Framework...
...for regulatory security and technological stability.
All modules of Core Xtend Connect meet the highest standards – from DORA and MaRisk to ISAE 3402. The platform documents processes in an audit-proof manner and automates control mechanisms. This allows you to maintain an overview of risks, requirements, and reporting obligations – directly within the system and auditable at any time.
Operations & Monitoring...
...for maximum availability and reliable operation.
Integrated 24/7/365 monitoring oversees systems, interfaces, and transactions. Incident management, business continuity, and disaster recovery tests ensure stability even under heavy load or during maintenance. Your operations remain high-performing, controlled, and secure at all times.
Migration & Hosting...
...for a smooth transition to modern IT infrastructure.
Whether on-premises or in the cloud: Core Xtend Connect handles hosting, testing, and recovery environments. Migrations are carried out in controlled phases, without downtime. This protects your investments and simultaneously creates space for innovation.
Innovation Layer...
...for new digital products in record time.
With the Innovation Layer, you can bring new services to market faster – from embedded finance to AI-powered applications. Open interfaces enable agile development and short rollout cycles. This reduces your time-to-market and increases your bank's competitiveness.
Why Sopra Financial Technology is the right partner We get you ready for the future of digital banking
Sopra Financial Technology has been helping banks modernize their IT systems for over 40 years. We combine banking expertise with technical excellence and regulatory compliance.
Our expert teams develop solutions that
- integrate seamlessly into existing infrastructures,
- meet the highest compliance standards, and are consistently available and scalable.
As part of the Sopra Steria Group, we have access to a Europe-wide innovation network with leading expertise in the four core areas of core banking, AI, cloud and cybersecurity.
